Auditing Services

Compliance Audits

Thorough, well-documented independent audits test your Compliance Management System. Banks of all sizes should have regular third party audits to confirm the compliance program is appropriate and effective. Deficiencies that are caught can then be more easily corrected to ensure compliance. Self Identification of issues is favorably seen by examiners, and make good business sense. I have much experience in this area, and can especially help community banks that need another set of eyes, but might not have the resources or ability to bring in a large, expensive auditing firm. Let me help you improve! Contact me for a competitive quote on any deposit or lending compliance subject. I will develop a solid audit scope and engagement based on your needs that examiners will appreciate. Audit areas include, but are not limited to:

  • Truth in Savings

  • Reg CC

  • Privacy

  • Red Flags / Information Security

  • Reg E

  • E-SIGN

  • OFAC

  • Truth in Lending (HOEPA, HPML, ATR/QM, Right of Rescission, etc)

  • RESPA

  • TRID

  • Reg O

  • Flood

  • Fair Credit Reporting Act

  • SCRA / MLA

  • MLO / LO status for NMLS and compensation compliance

  • HMDA

Specialty audits also available:

  • Fair Lending

  • CRA